Insurance policies and procedures
The Bush Club has two insurance policies, a Public Liability policy and a Personal Accident policy.
Public Liability policy
This is in place to provide some financial protection to The Bush Club Inc, including its leaders, members, prospective members and guests who may find themselves facing legal action in relation to the duty of care when reasonably managing risks and notifying participants of the risks associated with a Bush Club activity.
Personal Accident policy
This is in place to insure members, prospective members and guests who suffer a loss during, or on the way to or from, a club activity. A claimant against the Personal Accident policy may seek compensation for a financial loss (eg certain medical and physiotherapy expenses, medical evacuation costs etc) and/or a physical loss ( eg loss of limbs, eyesight etc, or loss of life).
Members should be aware that initially claims for reimbursement should be made to Medicare (if appropriate), private health insurance (if cover is in place), and Compulsory Third Party Personal Injury Insurance, aka CTP Greenslip Insurance (if appropriate), before claiming against the club’s Personal Accident insurance policy.
What the injured person must do
What the leader must do
What the Walks Recorder must do
What the Insurance Officer must do
Click here for Ambulance FAQs.
Please see the Contact Us page for the name and email address of the Club's Insurance Officer and Walks Recorder.
If you are interested in reading in detail our insurance policies, they are on the Bushwalking Australia website here: http://www.bushwalkingaustralia.org/insurance
Certificate of Currency
Click here to download the Certificate of Currency of the Public Liability, which leaders may be required to show if they are walking on private property.
Issues affecting Bush Club insurance
Walking in restricted areas
Walkers and leaders are reminded of The Bush Club’s position in relation to access.
The cover provided by most insurance policies can be reduced or nullified by unlawful activities. The club has received advice from Confederation that if an act is illegal, any amount payable under the club’s Public Liability policy would be substantially reduced, possibly to zero, and in relation to the club’s Personal Accident policy, nothing would be payable.
Up-to-date NPWS track closures can be found at NPWS Fire and track closures. This page has links to the RFS page as well.
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